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Can All of My Purchases Roll Over to the Next Month?

Short answer

No - individual purchases do not roll over to the next month. Only large purchases submitted as ongoing reimbursements carry over across multiple months. If your monthly allowance isn't enough to cover all of your purchases in a given month, the remaining balance simply won't be reimbursed for that month.


What about multiple smaller purchases that add up to more than my allowance?

If you have several purchases that together exceed your monthly allowance, only purchases that individually exceed your allowance are eligible to be submitted as an ongoing reimbursement. The remaining purchases will need to be covered within your available monthly balance.

Example:

  • Monthly allowance: $50/month
  • 6 purchases, each $20 = $120 total
  • Your allowance covers $50 worth of purchases this month
  • The remaining $70 across your other purchases does not roll over to next month

In this case, none of the individual purchases exceed $50, so none are eligible for an ongoing reimbursement. Only $50 worth of purchases will be reimbursed this month - the remaining $70 cannot be carried forward.

If you have purchases that won't be covered this month, you can revoke them during the current month and manually resubmit them in a future month when you have available allowance. For steps on how to do that, see How to Submit a Purchase From a Previous Month?


When can a purchase be submitted as an ongoing reimbursement?

A purchase may be submitted as an ongoing reimbursement if it individually exceeds your monthly or quarterly allowance. This allows that single large purchase to be paid out over multiple months until it's fully reimbursed.

Example:

  • Monthly allowance: $50/month
  • Single purchase: $150
  • This purchase exceeds your monthly allowance and can be submitted as an ongoing reimbursement
  • JOON will apply $50 toward it each month until the full $150 is reimbursed

For more on how to set this up, see Ongoing Reimbursements for Large Purchases

Good to know

  • Multiple smaller purchases that together exceed your allowance are not eligible for ongoing reimbursement
  • Only a single purchase that individually exceeds your allowance can be spread across months as an ongoing reimbursement
  • Purchases that won't be covered this month can be revoked and manually resubmitted in a future month when allowance is available
  • If you have questions about maximizing your benefit, submit a support ticket and we'll help