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  2. Connecting a bank account and credit or debit cards

Do I have to link a credit card to use JOON?

You can always manually report purchases if you do not feel comfortable linking a credit or debit card to your Transaction Account.

While our system is best utilized by linking a credit or debit card via Plaid to your Transaction Account in your JOON dashboard to automatically pick up and approve purchases for reimbursement, you can opt out of that feature and manually report your purchases monthly instead.

If you haven't manually reported a purchase before you can follow the steps here.